Chris Huffman's Blog - Car Financing Tips Articles
Read my Car Financing Tips Articles
What Does It Mean to Be Upside Down on a Car Loan?
If you've been thinking about trading your current vehicle, you may have heard someone say they're “upside down” on their car loan. Being upside down simply means you currently owe more on your...
Read MoreHow Much Should You Put Down on a Car?
When financing a vehicle, one of the first questions many buyers ask is: How much money should I put down? You may have heard rules suggesting that everyone should put...
Read MoreBuying a Car With a Trade-In: How the Process Works
If you're planning to trade your current vehicle when buying your next one, you may be wondering exactly how the process works. The good news is that dealerships handle trade-ins every day, and the process is usually...
Read MoreTrading In a Car That Isn't Paid Off......Yes, It's Possible!
Many drivers assume they have to pay off their current vehicle before they can trade it in. Fortunately, that's usually not the case. Trading in a vehicle with an existing auto loan is common, and dealerships handle...
Read MoreUnderstanding Your Monthly Car Payment: What Actually Determines It
When shopping for a vehicle, monthly payment is naturally one of the first things many buyers want to know. But two vehicles with similar prices can sometimes have very different payments. That's because your...
Read MoreNo Credit or Low Credit? Here are some options for vehicle purchasing.
When it comes to purchasing a car, having no credit or a low credit score can feel like a major roadblock. Traditional lenders often rely on credit history to determine a borrower’s reliability,...
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